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Health Insurance, Medical Care, Planning, Advice, Services Contact Sabre Financial Kingsbridge, Salcombe, Totnes, Devon

Health Insurance.

What is Private Health Insurance?

Although everyone thinks it will never happen to them, illness, which alters lives permanently, can become a reality. Chances are, you know of someone, or have heard about a colleague that has been affected. These illnesses are never planned, often striking at a critical time. With state support largely focused on emergency treatment, health protection today has become increasingly important.

Health Insurance, Medical Care, Advice, Planning, & Services from Sabre Financial Kingsbridge

Whether you're self-employed, totally responsible for your own mortgage or supporting a family, having a financial safety net can alleviate worries and hence speed up recovery. 

There are four main health insurance products on the market, each delivering very different levels of support. Some offer crossover benefits, which is why seeking financial advice is important. . 

Below, you can can find out more about Private Health Insurance (Medical Health Care Provision) but if you want to talk to one of our experienced Private Health Insurance Advisers please call, email or use our contact form.

Simply call us on 01548 856444 or email:advisers@sabrefinancial.co.uk

Get Health Insurance Advice

If In Doubt Disclose Everything!

At application stage for most health related insurance products, you will be asked all sorts of information. Never bend the truth, even a little. If the insurer finds out, they could refuse a payout at a time when you need the financial support most. Make known any medical diagnosis, treatment or tests you've undergone for major illnesses. You must reveal any medication you receive and if you've been turned down for cover elsewhere.:

  • Own occupation - covering you if your accident or illness prevents you from carrying out your own occupation;
  • Any suited occupation - covering you if your accident or illness prevents you from carrying out your own occupation and any other occupation specified by the insurance company;
  • Any occupation – only covering you if your accident or illness prevents you from carrying out any occupation whatsoever;
  • Activities of daily living – only covering you if your accident or illness means you are unable to carry out a selection of everyday tasks, such as washing and dressing yourself;
  • Activities of daily working or personal capability assessment – only covering you if your accident or illness means you are unable to carry out a selection of work-related tasks, such as walking, communicating and working with your hands. 

Other Things To Declare: 

Income Protection Advice Planning, & Services from Sabre Financial Kingsbridge

  • Weight and height, which is used to calculate your body mass index;
  • HIV tests;hazardous pursuits;
  • Lifestyle habits, including smoking and alcohol consumption.

Roughly five per-cent of applicants are asked to take a medical. These tests normally apply to higher risks or people wanting large sums insured.. 

An Health Insurance Policy can give you peace of mind for those days when you need it.  

Get Health Insurance Advice

To keep your life on track, whatever the knocks, get in touch with one of our Income Protection Policy Advisers today.

Talk to a Health Insurance Adviser

Get in touch with one of our Health Insurance Advisers to help you review your options.  

Simply call us on 01548 856444 or email:advisers@sabrefinancial.co.uk

Get Health Insurance Advice